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You can get up to $1,000 wired directly into your bank account. Do you have an unexpected bill due? No problem. Need cash for an Emergency? No worries. You need a Payday Loan today, but you don't get your next paycheck until a week? Apply now for the money you need.

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If you need cash now, Exchange Link we offer fast payday loans up to $1000. Installment options available. About Exchange Link? Application process takes less than 3 minutes. Bad credit OK! Instant Approval; you can apply today and have the cash you need quickly.

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Payday loans aren’t like mortgage or auto loans. They’re unsecured personal loans for small amounts for people in need of temporary financial assistance. The lenders know this, and are open to lending to people with less-than-stellar credit ratings. In most cases, loans are based on income and other signals. Most lenders don’t even use a traditional credit check. However, for larger amounts some lenders may use your credit report to make a lending decision. Exchange Link

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Overall Rating
Secure Site
Ease of Use
Cost of Loan
Customer Service
Cash Advances
Nation Wide Service 50 States 50 States 50 States 50 States 50 States 50 States 50 States 50 States 50 States 50 States
Cost of Credit per $100 Borrowed* $5-$25 $5-$25 $5-$25 $5-$25 $5-$25 $5-$25 $5-$25 $5-$25 $5-$25 $5-$25
APR (Annual Percentage Rate) 36%, 651.79% 36%, 651.79% 36%, 651.79% 586.61% 651.79% 651.79% 651.79% 651.79% NA 651.79%
Number of Days Loan & Interest is Based On 14 14 14 14 14 14 14 14 14 14
Maximum Loan Amount* $1,000 $1,000 $1,000 $1,000 $1,000 $1,000 $1,000 $1,000 $1,000 $1,000
Loan Approval Time Frame 90 seconds or less 90 seconds or less 90 seconds or less Instant 1 Hour 1 Hour- Instant Instant 1 Hour 1 Hour
Overnight Deposit to your Account
Loan Repayment Due at Next Paydate
Direct Deposit - Checking Account
Repayment Method of Loan - Electronic Transfer
Loan Extension or Renewals
Maximum # of Loan Extension or Renewals 3 to unlimited 3 to unlimited 3 to unlimited 3 to unlimited 3 4 3 to unlimited Unlimited 3 to unlimited 3 to unlimited
Cancellation of Loan Option
Various Payment Options
Faxed Documents Required
Credit Approval Required
Apply by Phone
Time Period before Applying for Another Payday Loan Depends on state laws Depends on state laws Depends on state laws Depends on state laws Depends on state laws Depends on state laws Depends on state laws Depends on state laws Depends on state laws Depends on state laws
Loan Qualification with Outstanding Payday Loans Multiple permitted Multiple permitted Multiple permitted  
Privacy Policy & Site Encryption
Loan Application Information
Monthly Take Home Pay after Taxes
Pay Dates
Valid Checking Account                    
18+ Years of Age
Currently Employed 90+ Days Depends on lender Depends on lender Depends on lender    
Full-time Employment - Not a Temp Service Full or part-time Full or part-time Full or part-time        
Social Security Number
Driver's License
Citizen or Permanent Resident of the US Resident only Resident only Resident only  
Current Home & Work Phone Number
Valid email Address
Loan Disqualification due to Bankruptcy
Live Help
Phone Support
Email Address
Fax Support
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In fact, when it comes to pay day loans, the associated fees will differ from lender to lender and each and each available offer. For instance, one cash advance lender might charge 20 pounds for every 100 pounds borrowed while another lender might charge 25 pounds for every 100 pounds borrowed. Payday loans will help you with emergency situations and reduce your worries a good deal by realizing that your bills and debts or anything you require the payday advance loan is required for, are taken care of. Payday cash loans is merely another avenue to understand more about instead of a mortgage with a long-term repayment plan that requires a credit assessment. The short cash payday advance always has a payback rate that will be disclosed when you spend on the borrowed funds. While searching for quick funds with no need of any style of collateral, paydayloans are an absolute great means to fix your financial woes. Easy Payday advances do not demand mountains of paperwork to be completed nor the need for a spot less credit history. You don't need to bother with repayment until your payday. Generally, your cash advance just isn't much of a worry as you've already addressed your expenses and you can repay it as soon as you grow your salary. Yes, anybody should pay roughly $50 to gain access to $250 for just two weeks, but does that c-note can compare to the lost wages and financial hardship that would be suffered should they lose their job? If you consider it during these terms and don't forget that these cash advance companies would be the last in support of option for many, it is clear that they're indeed providing the best service.

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