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You can get up to $1,000 wired directly into your bank account. Do you have an unexpected bill due? No problem. Need cash for an Emergency? No worries. You need a Payday Loan today, but you don't get your next paycheck until a week? Apply now for the money you need.

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If you need cash now, Exchange Link we offer fast payday loans up to $1000. Installment options available. About Exchange Link? Application process takes less than 3 minutes. Bad credit OK! Instant Approval; you can apply today and have the cash you need quickly.

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Payday loans aren’t like mortgage or auto loans. They’re unsecured personal loans for small amounts for people in need of temporary financial assistance. The lenders know this, and are open to lending to people with less-than-stellar credit ratings. In most cases, loans are based on income and other signals. Most lenders don’t even use a traditional credit check. However, for larger amounts some lenders may use your credit report to make a lending decision. Exchange Link

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Overall Rating
Secure Site
Ease of Use
Cost of Loan
Customer Service
Cash Advances
Nation Wide Service 50 States 50 States 50 States 50 States 50 States 50 States 50 States 50 States 50 States 50 States
Cost of Credit per $100 Borrowed* $5-$25 $5-$25 $5-$25 $5-$25 $5-$25 $5-$25 $5-$25 $5-$25 $5-$25 $5-$25
APR (Annual Percentage Rate) 36%, 651.79% 36%, 651.79% 36%, 651.79% 586.61% 651.79% 651.79% 651.79% 651.79% NA 651.79%
Number of Days Loan & Interest is Based On 14 14 14 14 14 14 14 14 14 14
Maximum Loan Amount* $1,000 $1,000 $1,000 $1,000 $1,000 $1,000 $1,000 $1,000 $1,000 $1,000
Loan Approval Time Frame 90 seconds or less 90 seconds or less 90 seconds or less Instant 1 Hour 1 Hour- Instant Instant 1 Hour 1 Hour
Overnight Deposit to your Account
Loan Repayment Due at Next Paydate
Direct Deposit - Checking Account
Repayment Method of Loan - Electronic Transfer
Loan Extension or Renewals
Maximum # of Loan Extension or Renewals 3 to unlimited 3 to unlimited 3 to unlimited 3 to unlimited 3 4 3 to unlimited Unlimited 3 to unlimited 3 to unlimited
Cancellation of Loan Option
Various Payment Options
Faxed Documents Required
Credit Approval Required
Apply by Phone
Time Period before Applying for Another Payday Loan Depends on state laws Depends on state laws Depends on state laws Depends on state laws Depends on state laws Depends on state laws Depends on state laws Depends on state laws Depends on state laws Depends on state laws
Loan Qualification with Outstanding Payday Loans Multiple permitted Multiple permitted Multiple permitted  
Privacy Policy & Site Encryption
Loan Application Information
Monthly Take Home Pay after Taxes
Pay Dates
Valid Checking Account                    
18+ Years of Age
Currently Employed 90+ Days Depends on lender Depends on lender Depends on lender    
Full-time Employment - Not a Temp Service Full or part-time Full or part-time Full or part-time        
Social Security Number
Driver's License
Citizen or Permanent Resident of the US Resident only Resident only Resident only  
Current Home & Work Phone Number
Valid email Address
Loan Disqualification due to Bankruptcy
Live Help
Phone Support
Email Address
Fax Support
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